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IRIS Business Services signs MoU with Goa govt. to boost MSME credit

Friday, 21 Feb 2025
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IRIS Business Services has entered a public-private partnership (PPP) with the Department of Industries, Trade & Commerce, Government of Goa, to provide data-driven technology solutions for MSMEs.

The collaboration, formalised through a memorandum of understanding (MoU), aims to enhance credit access and streamline compliance management for small and medium enterprises in the state. Goa’s credit-deposit (CD) ratio stood at 26.5% in 2023,  lower than the national average of 75.8 percent.

IRIS intends to leverage digitisation and data analytics to improve MSME credit availability while introducing an integrated compliance platform based on a common data standard to reduce regulatory burdens. The Goa government will provide policy and administrative support, along with initiatives to encourage digital adoption among MSMEs.

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